Year	Crisis
1982	Oil and gas bust
1987	Stock market crash
1991-92	Savings & Loan crisis
1994	Bond Market Debacle
1997	Asian Crisis
1998	Long Term Capital Management/Russian Default
2001-02	Corporate Credit Crisis
2007-08	Sub prime crisis
2011-12	??

Source: Equitymaster, Harch Capital Management LLC As the table shows, we could just be entering dangerous territory again. As per the pattern, the next crisis could well be due in 2011-12. We may not want to predict the timing for the same. However, we are quite certain that crises will keep happening with constant regularity in the future as well. They just cannot be avoided. But an equity investor can certainly come out of it with minimum damage. This can be done by not overpaying for a stock, no matter how good the growth prospects and ensuring that the growth in earnings is not fuelled by too much debt. Follow these golden rules and we are quite certain that no financial market curse will be able to inflict considerable damage on your wealth.

Source: J Mulraj Advice